RELATED SEARCHES
Sponsored Custom Motorcycle Insurance Results:
Custom Motorcycle Insurance: Quotes, Rates And Cheap Insurance
By:
Published: September 25, 2007
A custom motorcycle is also often referred to as a chopper, and is generally seen by many as a huge investment. This is largely because it involves the radical transformation of a fully functioning motorcycle into a customized version, highlighted by billet parts and chrome-based accessories that add to its aesthetic beauty.
All of these added features means shelling out thousands of dollars, making the chopper a truly luxurious vehicle. Along with this personalized vehicle, custom motorcycle insurance is also necessary. Custom motorcycle insurance helps to protect all aspects of the precious bike.
Since custom motorcycles are generally costly, it is natural that customized motorcycle insurance is required. This is especially true, since customized motorcycles are prone to having various parts stolen. However, sometimes obtaining the proper custom motorcycle insurance is not that easy.
First of all, rates for many custom motorcycle insurance policies are rather high, mainly because of their parts and accessories. Since these motorcycles are custom-built, most of their parts can be hard to find, especially when they need to be replaced. This means relatively higher replacement costs, an aspect many insurance firms are obviously not willing to entertain; higher insurance rates exemplify this concern.
Cheap insurance for customized motorcycles can also be difficult to find because these vehicles were created, or re-created, by a largely unknown custom-built shop, making motorcycle registration quite difficult. Difficulty in registration of the motorcycle will naturally mean an equally difficult time finding satisfactory custom motorcycle insurance.
Yet, one cannot simply do without custom motorcycle insurance. There are several states that require bike owners to have some form of custom motorcycle insurance policies. In New York for instance, bike owners are expected to have a custom motorcycle insurance policy of $25,000 in liability and an additional $25,000 in uninsured coverage. In other states, the coverage of a custom motorcycle insurance policy can range from a minimum of $5,000 to a maximum of $25,000, which is what New York state presently implements.
Additionally, studies show that the possibility a motorcycle owner will encounter a vehicular accident is 98% certain. In about 75% of these accidents, the cause is usually a collision with another vehicle. This naturally indicates a high percentage of vehicular accidents among motorcycle owners, making the need to have a working custom motorcycle insurance extremely important.
However, given the fact good custom motorcycle insurance is quite hard to find, not too many motorcycle owners are enthusiastic in securing a policy. Yet, they can conveniently start by going online and shopping around for insurance companies willing to offer a suitable policy for custom motorcycle insurance. There are online companies offering free motorcycle insurance quotes owners can utilize to get a better idea of what their policy options are. From these motorcycle insurance quotes, obtaining the desired custom motorcycle insurance with cheap insurance rates should be a little easier.
A customized motorcycle is definitely a treasure worth keeping safe and secured, much like those featured in the popular TV program “Monster Garage.” On “Monster Garage,” host Jesse James turns ordinary-looking vehicles into monster machines, complete with accessories and various customized features. Having such types of vehicles is a luxury. For this reason, custom motorcycle insurance is a necessity, if only to keep their unique features intact and safe from possible theft.
Sources:
Franckel, Philip. "Why You Need Uninsured & Underinsured Motorcycle Insurance Coverage." HURT911. 1-800-HURT-911, Inc. 21 Sept. 2007. http://www.hurt911.org/articles-motorcycle/uninsur ed-motorcycle-insurance-why-you-need-it.html.
Franckel, Philip. "Uninsured & Underinsured Motorcycle Insurance Coverage." HURT911. 1-800-HURT-911, Inc. 21 Sept. 2007. http://www.hurt911.org/articles-motorcycle/uninsur ed-motorcycle-insurance.html.
"How To Get Custom Motorcycle Insurance." Custom Choppers Guide. 21 Sept. 2007. http://www.custom-choppers-guide.com/custom-motorc ycle-insurance.html.
"Monster Garage." Wikipedia -- The Free Encyclopedia. 4 Sept. 2007. Wikimedia. 21 Sept. 2007. http://en.wikipedia.org/wiki/Monster%5FGarage.
"Chopper Motorcycle." Wikipedia -- The Free Encyclopedia. 13 Sept. 2007. Wikimedia. 21 Sept. 2007. http://en.wikipedia.org/wiki/Chopper_%28motorcycle %29.
Related Articles
Since custom motorcycles are generally costly, it is natural that customized motorcycle insurance is required. This is especially true, since customized motorcycles are prone to having various parts stolen. However, sometimes obtaining the proper custom motorcycle insurance is not that easy.
First of all, rates for many custom motorcycle insurance policies are rather high, mainly because of their parts and accessories. Since these motorcycles are custom-built, most of their parts can be hard to find, especially when they need to be replaced. This means relatively higher replacement costs, an aspect many insurance firms are obviously not willing to entertain; higher insurance rates exemplify this concern.
Cheap insurance for customized motorcycles can also be difficult to find because these vehicles were created, or re-created, by a largely unknown custom-built shop, making motorcycle registration quite difficult. Difficulty in registration of the motorcycle will naturally mean an equally difficult time finding satisfactory custom motorcycle insurance.
Yet, one cannot simply do without custom motorcycle insurance. There are several states that require bike owners to have some form of custom motorcycle insurance policies. In New York for instance, bike owners are expected to have a custom motorcycle insurance policy of $25,000 in liability and an additional $25,000 in uninsured coverage. In other states, the coverage of a custom motorcycle insurance policy can range from a minimum of $5,000 to a maximum of $25,000, which is what New York state presently implements.
Additionally, studies show that the possibility a motorcycle owner will encounter a vehicular accident is 98% certain. In about 75% of these accidents, the cause is usually a collision with another vehicle. This naturally indicates a high percentage of vehicular accidents among motorcycle owners, making the need to have a working custom motorcycle insurance extremely important.
However, given the fact good custom motorcycle insurance is quite hard to find, not too many motorcycle owners are enthusiastic in securing a policy. Yet, they can conveniently start by going online and shopping around for insurance companies willing to offer a suitable policy for custom motorcycle insurance. There are online companies offering free motorcycle insurance quotes owners can utilize to get a better idea of what their policy options are. From these motorcycle insurance quotes, obtaining the desired custom motorcycle insurance with cheap insurance rates should be a little easier.
A customized motorcycle is definitely a treasure worth keeping safe and secured, much like those featured in the popular TV program “Monster Garage.” On “Monster Garage,” host Jesse James turns ordinary-looking vehicles into monster machines, complete with accessories and various customized features. Having such types of vehicles is a luxury. For this reason, custom motorcycle insurance is a necessity, if only to keep their unique features intact and safe from possible theft.
Sources:
Franckel, Philip. "Why You Need Uninsured & Underinsured Motorcycle Insurance Coverage." HURT911. 1-800-HURT-911, Inc. 21 Sept. 2007. http://www.hurt911.org/articles-motorcycle/uninsur ed-motorcycle-insurance-why-you-need-it.html.
Franckel, Philip. "Uninsured & Underinsured Motorcycle Insurance Coverage." HURT911. 1-800-HURT-911, Inc. 21 Sept. 2007. http://www.hurt911.org/articles-motorcycle/uninsur ed-motorcycle-insurance.html.
"How To Get Custom Motorcycle Insurance." Custom Choppers Guide. 21 Sept. 2007. http://www.custom-choppers-guide.com/custom-motorc ycle-insurance.html.
"Monster Garage." Wikipedia -- The Free Encyclopedia. 4 Sept. 2007. Wikimedia. 21 Sept. 2007. http://en.wikipedia.org/wiki/Monster%5FGarage.
"Chopper Motorcycle." Wikipedia -- The Free Encyclopedia. 13 Sept. 2007. Wikimedia. 21 Sept. 2007. http://en.wikipedia.org/wiki/Chopper_%28motorcycle %29.
Featured Custom Motorcycle Insurance Products:
